The ABLE act is a program that allows individual states to create their own ABLE account savings programs for individuals with disabilities. It’s quickly beginning to look like Missouri will be the 20th state to launch the MO ABLE program on April 24th. This new program will help Missouri residents with disabilities enjoy tax free… [Continue]
February 23, 2017 By
Fiduciary Rule Gets its Wings Clipped
Generally speaking, there are two kinds of financial advisers. There are brokers, and there are investment adviser representatives (IARs). Brokers are employed by broker-dealers and operate under the suitability standard. IARs are employed by registered investment adviser firms, regulated by their state or the SEC, and operate under the fiduciary standard. The fiduciary standard states that… [Continue]
February 10, 2017 By
Election Highlights Investors’ Need to Focus Priorities
It’s no secret that this past election season was full of emotional ups an downs. No matter what side of the political line you fall on, everyone noticed the impact that the election had on the financial markets. That’s because financial markets like certainty, and when anything deviates from a sure-thing, they tend to become… [Continue]
February 10, 2017 By
Estate Plans Help Protect Families
Although it’s unpleasant to think about, it’s a fact of life that things often don’t go as planned. Having an estate plan in place can help to protect your assets and your family in the event that something unexpected happens. How do you create an estate plan? There are a handful of simple steps you… [Continue]
February 10, 2017 By
Non-traded Real Estate Trusts Have Added Lipstick, but are Still Pigs
REITs, or Real Estate Investment Trusts, are fairly confusing. Public REITs come in two different platforms – exchange-traded and non-traded. Exchange-traded and non-traded REITs have a handful of similarities. For example, each is an investment in real estate. They’re also each required to distribute a minimum of 90% of taxable income to shareholders on an… [Continue]
February 10, 2017 By
Flexibility is Key to Any Portfolio Withdrawal Strategy
Determining safe withdrawal rates – or the rate where the percentage of a portfolio that can be withdrawn on an annual basis without sacrificing the portfolio’s ability to last for the lifetime of the investor – is difficult to do. Nobody can predict the future, so knowing exactly how long an investor’s lifetime is going to… [Continue]
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