Unfortunately, many of us will experience cognitive decline as we age. It’s not fun to think about, but it is necessary to prepare for. Many people think of exorbitant financial bills coming from a physical ailment during retirement. They’re experiencing more aches and pains than usual, and the tole that a lifetime takes on our… [Continue]
June 10, 2017 By
Cash is Still King
It’s hard to define security. For many people, feeling financially secure can help them to relax with the knowledge that they’re guarded against financial devastation that comes from the unexpected. Emergencies never happen at a convenient time, and a hefty medical bill, job loss, or other curve ball that life throws at you can be detrimental… [Continue]
May 13, 2017 By
Financial Tips for Graduates
Did you recently graduate? You’re about to start dealing with real-world personal finance decisions that could potentially have a lifelong impact. You’ll have to think about: Cost of living College funding How you want to spend your money How you should spend your money Aligning your spending with your values Buying a house Debt Saving Investing… [Continue]
April 21, 2017 By
Savings Vehicle for Missourians with Disabilities Set to Open
The ABLE act is a program that allows individual states to create their own ABLE account savings programs for individuals with disabilities. It’s quickly beginning to look like Missouri will be the 20th state to launch the MO ABLE program on April 24th. This new program will help Missouri residents with disabilities enjoy tax free… [Continue]
February 23, 2017 By
Fiduciary Rule Gets its Wings Clipped
Generally speaking, there are two kinds of financial advisers. There are brokers, and there are investment adviser representatives (IARs). Brokers are employed by broker-dealers and operate under the suitability standard. IARs are employed by registered investment adviser firms, regulated by their state or the SEC, and operate under the fiduciary standard. The fiduciary standard states that… [Continue]
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