Cash is Still King

It’s hard to define security. For many people, feeling financially secure can help them to relax with the knowledge that they’re guarded against financial devastation that comes from the unexpected. Emergencies never happen at a convenient time, and a hefty medical bill, job loss, or other curve ball that life throws at you can be detrimental… [Continue]

Financial Tips for Graduates

Did you recently graduate? You’re about to start dealing with real-world personal finance decisions that could potentially have a lifelong impact. You’ll have to think about: Cost of living College funding How you want to spend your money How you should spend your money Aligning your spending with your values Buying a house Debt Saving Investing… [Continue]

Savings Vehicle for Missourians with Disabilities Set to Open

The ABLE act is a program that allows individual states to create their own ABLE account savings programs for individuals with disabilities. It’s quickly beginning to look like Missouri will be the 20th state to launch the MO ABLE program on April 24th. This new program will help Missouri residents with disabilities enjoy tax free… [Continue]

Fiduciary Rule Gets its Wings Clipped

Generally speaking, there are two kinds of financial advisers. There are brokers, and there are investment adviser representatives (IARs). Brokers are employed by broker-dealers and operate under the suitability standard. IARs are employed by registered investment adviser firms, regulated by their state or the SEC, and operate under the fiduciary standard. The fiduciary standard states that… [Continue]

U.S. House, Trump Offer Plans for Tax Reform

With the new administration at the beginning of 2017, it’s important to take a moment in the frenzy of policy changes to focus on tax propositions that have been made by both the Trump administration as well as the U.S. House of Representatives. These plans have a lot of similar qualities. Both proposals are consolidating… [Continue]

Election Highlights Investors’ Need to Focus Priorities

It’s no secret that this past election season was full of emotional ups an downs. No matter what side of the political line you fall on, everyone noticed the impact that the election had on the financial markets. That’s because financial markets like certainty, and when anything deviates from a sure-thing, they tend to become… [Continue]