About Us

Tim Sullivan, CFP®, EA is registered in the state of Missouri as an Investment Adviser Representative for Clarity Financial, LLC, * a fee-only advisory firm he founded in 2011. He has a passion for helping others achieve their financial goals through an integrated approach to financial planning. This comprehensive planning method analyzes the entire financial picture, not just investment assets. Tim’s informed recommendations are based on smart planning and intelligent investing – no gimmicks, no frills.

Tim’s down to earth financial planning helps his clients grow financially and invest their energy in the important aspects of their lives, not in stressing over their finances. His clients have accumulated wealth over the course of their working lives and aren’t looking for a “sales”-focused financial planning experience. They’re ready to take next steps, whatever those may be, that will help them achieve their life goals – from retirement, travel, and more.

As a CERTIFIED FINANCIAL PLANNER™ professional, Tim earned a Graduate Certificate in Personal Financial Planning through Rice University, passed the 10-hour comprehensive certification exam, and completed the necessary work experience requirement to use the CFP® designation. In addition to an undergraduate degree from the University of Missouri, he has received specialized training in financial planning as a member of the non-profit Alliance of Comprehensive Planners.

Tim is also an Enrolled Agent. Enrolled Agents have passed a three-part, comprehensive IRS exam covering individual and business tax returns. They must adhere to ethical standards and complete 72 hours of continuing education courses every three years. EAs have unlimited practice rights before the IRS, which means they can represent clients for any tax matter.

Tim provides pro-bono financial advice to community members whose income and net worth are below certain thresholds. He strongly feels everyone should have the opportunity to benefit from unbiased financial advice. 

When not working, he can be found listening to St. Louis Cardinals baseball on the radio, watching his alma mater Missouri Tigers sports teams, and enjoying the outdoors with his wife, Angeline, and young sons, Carter and Grant.  You might also find him putting his amateur carpentry skills to use around the house.

JC Holmes is registered in the state of Missouri as an investment adviser representative for Clarity Financial, LLC where he serves as a fee-only advisor. Growing up on a cattle farm in Alton, Missouri, he learned the value of a strong work ethic, the love of a close community, and the ethical principles of accountability. These are the things that continue to drive his actions every day.

Disclosure:  The Clarity Financial team is currently registered in Missouri only, but he can work with clients in other states within their state’s restrictions (referred to as state de minimis rules). Clarity Financial, LLC is the Registered Investment Adviser.  Click here to review additional disclosures and legal terms.